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初始化提交
2024-07-04 15:22:53 +08:00
<!doctype html>
<html class="no-js" lang="zxx">
<head>
<meta charset="utf-8">
<meta http-equiv="x-ua-compatible" content="ie=edge">
<title>大牧云</title>
<meta name="description" content="">
<meta name="viewport" content="width=device-width, initial-scale=1">
<link rel="apple-touch-icon" href="icon.png">
<link rel="shortcut icon" type="image/x-icon" href="img/favicon.png">
<!-- Place favicon.ico in the root directory -->
<!-- All css here -->
<link rel="stylesheet" href="css/bootstrap.min.css">
<link rel="stylesheet" href="css/fontawesome-all.min.css">
<link rel="stylesheet" href="css/slick.css">
<link rel="stylesheet" href="css/magnific-popup.css">
<link rel="stylesheet" href="css/nice-select.css">
<link rel="stylesheet" href="css/meanmenu.css">
<link rel="stylesheet" href="css/linearicons.css">
<link rel="stylesheet" href="css/animate.css">
<link rel="stylesheet" href="css/default.css">
<link rel="stylesheet" href="css/style.css">
<link rel="stylesheet" href="css/responsive.css">
<!-- ainong css -->
<link href="css/ainong/materialdesignicons.min.css" rel="stylesheet" />
<link href="css/ainong/fontawesome.css" rel="stylesheet" />
<link href="css/ainong/pe-icon-7-stroke.css" rel="stylesheet" />
<!-- Slider -->
<link rel="stylesheet" href="css/ainong/slick.css" />
<link rel="stylesheet" href="css/ainong/slick-theme.css" />
<!-- Custom styles for this template -->
<link href="css/ainong/style.css" rel="stylesheet" />
<link rel="stylesheet" href="./css/ainong/finance.css" />
</head>
<body style="width: 1920px">
<!-- header start-->
<header>
<div class="header-bottom-area">
<div class="container">
<div class="row align-items-center">
<div class="col-xl-3 col-lg-3">
<div class="logo">
<img src="img/logo/logo.png" alt="">
</div>
</div>
<div class="col-xl-9 col-lg-9">
<div class="header-button f-right d-none d-lg-block">
<a href="https://iot.aiotagro.com/services.php">IOT平台</a>
</div>
<div class="main-menu f-right">
<nav id="mobile-menu">
<ul>
<li><a href="index.html">首页</a></li>
<li><a href="about.html">关于我们</a></li>
<li><a href="breed.html">解决方案</a>
<ul class="submenu">
<li>
<a href="breed.html">智能养殖解决方案</a>
</li>
<li>
<a href="biocarbon-neutral.html">碳中和可持续养殖</a>
</li>
<li>
<a href="government.html">政府监管解决方案</a>
</li>
<li>
<a href="finance.html">生资监管解决方案</a>
</li>
<li>
<a href="post-insurance.html">保后监管解决方案</a>
</li>
<li>
<a href="order.html">订单农业认养系统</a>
</li>
<li>
<a href="trade.html">活体生资交易平台</a>
</li>
</ul>
</li>
<li><a href="hardware.html">智能产品</a></li>
<li><a href="news.html">公司动态</a></li>
<li><a href="case.html">成功案例</a></li>
<li><a href="contact.html">联系我们</a></li>
</ul>
</nav>
</div>
<div class=" mobile-menu">
</div>
</div>
</div>
</div>
</div>
</header>
<!-- header end -->
<!-- 容器布局开始 -->
<section>
<!-- 容器顶部背景布局 -->
<div class="page-title-area pt-210 pb-210" data-background="img/bg/page-title.jpg">
<div class="container-fluid">
<div class="row">
<div class="col-xl-12">
<div class="page-title text-center">
<h1>金融生物资产监管</h1>
<p style="color: aliceblue; font-size: 22px;">实时动态监管抵押生物资产，确保金融企业抵押资产安全性</p>
</div>
</div>
</div>
</div>
</div>
<!-- 容器顶部背景布局结束 -->
<!-- 容器主题布局 -->
<section class="main-content">
<div class="container">
<!-- 生物资产贷款难点开始 -->
<div class="row loan">
<div class="clear-padding col-md-12">
<div class="comment-title">
<h3 class="main-title">生物资产贷款难点</h3>
<h3 class="tale-title">loan</h3>
</div>
</div>
<div class="clear-padding col-md-12">
<div class="row">
<div class="col-lg-12 col-md-12 col-sm-12 center-block">
<p class="loan-top-con">
“十四五”是全面推进乡村振兴、加快农业农村现代化的关键5年。农业农村投资对标农业农村现代化，释放出巨大的消费和投资需求，与金融合作领域广阔。</p>
</div>
<div class="col-lg-12 col-md-12 col-sm-12">
<div class="row loan-con-outBox">
<div class="col-lg-4 col-md-4 col-sm-12 center-block">
<div class="loan-con-box">
<div class="con-box-title text-center">
<img src="./img/finance/5.png" alt="">
<p>难以计数</p>
</div>
<div class="con-box-tex">
目前生物资产计量的办法是抽样预估，其局限性是无法精确计算出生物资产的数量，样本偏差非常大，人工清点困难，估计值与实际数量差异较大。
</div>
</div>
</div>
<div class="col-lg-4 col-md-4 col-sm-12 center-block">
<div class="loan-con-box loan-con-longBox">
<div class="con-box-title text-center">
<img src="./img/finance/5.png" alt="">
<p>难以监控</p>
</div>
<div class="con-box-tex">
资产一旦设定了抵押之后，就要保证资产的唯一性，并且时刻都在监控之中，否则可能导致抵押物丢失和不足值。传统的监测方法，很难监测到存栏养殖数量是否足够，也很难保证这些抵押物不被转移、调包、私自出售。
</div>
</div>
</div>
<div class="col-lg-4 col-md-4 col-sm-12 center-block">
<div class="loan-con-box">
<div class="con-box-title text-center">
<img src="./img/finance/5.png" alt="">
<p>难以估值</p>
</div>
<div class="con-box-tex">
不动产设定后，其形态相对固定，其估值只需考虑市场价值变动，通过市场评估价值的一定比率折算，是对银行来说比较可靠的方法。而生物资产生长状态一直在变化。
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<!-- 生物资产贷款难点结束 -->
<!-- 银行监管平台架构开始 -->
<div class="row framework">
<div class="clear-padding col-md-12">
<div class="comment-title">
<h3 class="main-title">银行监管平台架构</h3>
<h3 class="tale-title">framework</h3>
</div>
</div>
<div class="fram-con-outBox clear-padding col-lg-12 col-md-12 col-sm-12">
<div class="fram-con-outBox-sm row">
<div class="col-lg-6 col-md-6 text-center center-block">
<div class="fram-con-box">
<div class="fram-con-title">
<img src="./img/finance/9.png" alt="">
<p>生物资产动态监测</p>
</div>
<div class="fram-con">
使用AIOT智能设备获取生理参数：如运动量（运动步数）、体重、体温、生理状态等生理指标，以及对牲畜实时定位监控、盘点。
</div>
</div>
</div>
<div class="col-lg-6 col-md-6 text-center center-block">
<div class="fram-con-box">
<div class="fram-con-title">
<img src="./img/finance/11.png" alt="">
<p>银行监管平台</p>
</div>
<div class="fram-con">
通过监测平台，实时对单个养殖活体数据精准监测，实时数据分析和信息传递，高效完成监管工作，补齐活体畜禽贷后的监管弱项。
</div>
</div>
</div>
<div class="fram-con-img">
<img style="width: 35%;" src="./img/finance/10.png" alt="">
</div>
</div>
</div>
</div>
<!-- 银行监管平台架构结束 -->
<!-- 银行监管平台方案开始 -->
<div class="row plan">
<div class="clear-padding col-lg-12 col-md-12 col-sm-12">
<div class="comment-title">
<h3 class="main-title">银行监管平台方案</h3>
<h3 class="tale-title">Banking Supervision</h3>
</div>
</div>
<div class="plan-img clear-padding col-lg-12 text-center">
<img src="./img/finance/8.png" alt="">
</div>
<!-- col-sm-12 CSS -->
<div class="plan-sm-con clear-padding col-md-12 col-sm-12">
<div class="row">
<div class="plan-sm-img col-md-6 col-sm-12 center-block">
<img src="./img/finance/4.png" alt="">
</div>
<div class="col-md-6 col-sm-12">
<div class="row plan-sm-con-tex">
<div class="col-md-12 col-sm-12">
<div class="plan-sm-allBox">
<div class="col-md-12 clear-padding">
<div class="plan-sm-title">
<div class="plan-sm-com">
<div class="iden"></div>
<span>标准管理</span>
</div>
<p>对牲畜的标准化管理，从实时定位、监控到盘点，掌握每一头牲畜的状况</p>
</div>
</div>
</div>
</div>
<div class="col-md-12 col-sm-12">
<div class="plan-sm-allBox">
<div class="col-md-12 clear-padding">
<div class="plan-sm-title">
<div class="plan-sm-com">
<div class="iden"></div>
<span>健康监控</span>
</div>
<p>提前发现牲畜的健康异常，预防疾病、定位疾病</p>
</div>
</div>
</div>
</div>
<div class="col-md-12 col-sm-12">
<div class="plan-sm-allBox">
<div class="col-md-12 clear-padding">
<div class="plan-sm-title">
<div class="plan-sm-com">
<div class="iden"></div>
<span>实时定位</span>
</div>
<p>通过管理系统实时查看牲畜的位置信息</p>
</div>
</div>
</div>
</div>
<div class="col-md-12 col-sm-12">
<div class="plan-sm-allBox">
<div class="col-md-12 clear-padding">
<div class="plan-sm-title">
<div class="plan-sm-com">
<div class="iden"></div>
<span>动态监测</span>
</div>
<p>动态掌握待售抵押牲畜的存栏数、出栏数、生长状况等生产经营数据</p>
</div>
</div>
</div>
</div>
<div class="col-md-12 col-sm-12">
<div class="plan-sm-allBox">
<div class="col-md-12 clear-padding">
<div class="plan-sm-title">
<div class="plan-sm-com">
<div class="iden"></div>
<span>电子围栏</span>
</div>
<p>牲畜一旦离开围栏范围，便会触发围栏设备报警，并上传围栏地点信息</p>
</div>
</div>
</div>
</div>
<div class="col-md-12 col-sm-12">
<div class="plan-sm-allBox">
<div class="col-md-12 clear-padding">
<div class="plan-sm-title">
<div class="plan-sm-com">
<div class="iden"></div>
<span>贷后监管</span>
</div>
<p>后台管理系统提供实时数据监管，实时查看抵押牲畜定位位置，健康状况</p>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<!-- 银行监管平台方案结束 -->
<!-- 银行贷后监管平台优势开始 -->
<div class="row advantage">
<div class="clear-padding col-lg-12 col-md-12 col-sm-12">
<div class="comment-title">
<h3 class="main-title">银行贷后监管平台优势</h3>
<h3 class="tale-title">Loan platform</h3>
</div>
</div>
<div class="clear-padding col-lg-12 col-md-12 col-sm-12">
<div class="row adv-con-outBox">
<div class="col-lg-4 col-md-4 col-sm-12 center-block sm-block-css">
<div class="adv-con-box">
<div class="adv-con-title">
<img src="./img/finance/1.png" alt="">
<p>生物资产动态监测</p>
</div>
<div class="adv-con">
借助AIOT智能设备，获取生物资产关键信息，帮助银行动态掌握待售抵押牲畜的生产经营数据。结合人工定期贷后巡查等手段，协助银行工作人员做好抵押物的动态监测。
</div>
</div>
</div>
<div class="col-lg-4 col-md-4 col-sm-12 center-block sm-block-css">
<div class="adv-con-box">
<div class="adv-con-title">
<img src="./img/finance/2.png" alt="">
<p>生物资产价值评估</p>
</div>
<div class="adv-con">
建立生物资产标准生长模型，实现对生物资产的精准评估和价值预测。将生物资产转化为银行的标准抵押物。根据预测的生物资产未来价值，在贷款全生命周期内辅助银行把控信贷风险。
</div>
</div>
</div>
<div class="col-lg-4 col-md-4 col-sm-12 center-block sm-block-css">
<div class="adv-con-box">
<div class="adv-con-title">
<img src="./img/finance/3.png" alt="">
<p>生物抵押预警机制</p>
</div>
<div class="adv-con">
通过设置抵押物预警阈值，在生物资产价值不足时及时对抵押物进行预警或者处置。
</div>
</div>
</div>
</div>
</div>
</div>
<!-- 银行贷后监管平台优势结束 -->
<!-- 银行贷后监管平台开始 -->
<div class="row platform">
<div class="clear-padding col-lg-12 col-md-12 col-sm-12">
<div class="comment-title">
<h3 class="main-title">银行贷后监管平台</h3>
<h3 class="tale-title">Software</h3>
</div>
</div>
<div class="clear-padding col-lg-12 col-md-12 col-sm-12">
<div class="row platform-con-outBox">
<div class="col-lg-6 col-md-12 col-sm-12 center-block latform-cont">
<div class="platform-title-allBox">
<div class="col-lg-12 col-md-12 col-sm-12">
<div class="platform-title">
<div class="platform-com">
<div class="iden"></div>
<span>养殖场信息监控</span>
</div>
<p>直观了解贷款对象养殖场规模；</p>
</div>
</div>
<div class="col-lg-12 col-md-12 col-sm-12">
<div class="platform-title">
<div class="platform-com">
<div class="iden"></div>
<span>贷后风险监控</span>
</div>
<p>
对贷款养殖场的贷款总额、标的数量以及风险指数实时进行监控预警;
</p>
</div>
</div>
<div class="col-lg-12 col-md-12 col-sm-12">
<div class="platform-title">
<div class="platform-com">
<div class="iden"></div>
<span>养殖场资产监控</span>
</div>
<p>对养殖场所有抵押牲畜资产进行资产评估;</p>
</div>
</div>
<div class="col-lg-12 col-md-12 col-sm-12">
<div class="platform-title">
<div class="platform-com">
<div class="iden"></div>
<span>牲畜养殖信息监控</span>
</div>
<p>对养殖场每一头牲畜的具体档案进行追踪。</p>
</div>
</div>
</div>
</div>
<div class="col-lg-6 col-md-12 col-sm-12 center-block platform-cont">
<img src="./img/finance/12.png" class="platform-cont-img" />
</div>
</div>
</div>
</div>
<!-- 银行贷后监管平台结束 -->
<div class="row foot-box" style="height: 100px"></div>
</div>
</section>
<!-- 容器主题布局结束 -->
</section>
<!-- 容器布局结束 -->
<!-- footer start -->
<footer class="black-bg">
<div class="widget-area pt-70 pb-30">
<div class="container">
<div class="row">
<div class="col-xl-4 col-lg-4 col-md-6 mb-30">
<div class="footer-widget">
<img class="mb-30" src="img/logo/logo-white.png" alt="">
<p>从生命科学源头解决食品高效、安全、可持续生产</p>
</div>
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<div class="col-xl-2 col-lg-3 col-md-6 mb-30">
<div class="footer-widget">
<h3>友情链接</h3>
<ul class="footer-link">
<li><a href="https://www.ainongyoupin.com/" target="_blank">爱农优品</a></li>
<li class="code">智慧牧场<div class="code1"></div>
</li>
<li class="code">云检疫<div class="code2"></div>
</li>
<li class="code">畜牧贷<div class="code3"></div>
</li>
<li class="code">智慧养殖管理<div class="code4"></div>
</li>
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<div class="col-xl-2 col-lg-2 col-md-6 mb-30 d-lg-none d-xl-block">
<div class="footer-widget">
<h3>快速导航</h3>
<ul class="footer-link">
<li><a href="index.html">首页</a></li>
<li><a href="about.html">关于我们</a></li>
<li><a href="breed.html">解决方案</a></li>
<li><a href="hardware.html">智能产品</a></li>
<li><a href="news.html">公司动态</a></li>
<li><a href="case.html">成功案例</a></li>
<li><a href="contact.html">联系我们</a></li>
</ul>
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</div>
<div class="col-xl-4 col-lg-5 col-md-6 mb-30">
<div class="footer-widget">
<h3>联系我们</h3>
<ul class="footer-info">
<li>成都爱农云联科技有限公司</li>
<li>15927219038 何经理 </li>
<li> 四川省成都市锦江区东大街芷泉段8号时代1号35A15</li>
</ul>
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<div class="copyright-text text-center">
<p>Copyright © 2019.成都爱农云联科技有限公司 All rights reserved <a href="https://beian.miit.gov.cn/"
target="_blank">蜀ICP备2022022932号-2</a></p>
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</footer>
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