261 lines
8.2 KiB
JavaScript
261 lines
8.2 KiB
JavaScript
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/**
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* 贷款申请测试数据脚本
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* @file seed-loan-applications.js
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* @description 为银行系统添加贷款申请测试数据
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*/
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const { sequelize, LoanApplication, AuditRecord, User } = require('../models');
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async function seedLoanApplications() {
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try {
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console.log('开始添加贷款申请测试数据...');
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// 获取admin用户（作为申请人和审核人）
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const adminUser = await User.findOne({ where: { username: 'admin' } });
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if (!adminUser) {
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console.log('❌ 未找到admin用户，请先创建用户');
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return;
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}
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// 清空现有数据
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await AuditRecord.destroy({ where: {} });
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await LoanApplication.destroy({ where: {} });
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console.log('✅ 清空现有贷款申请数据');
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// 创建贷款申请测试数据（参考前端页面的模拟数据）
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const applications = [
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{
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applicationNumber: '20240325123703784',
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productName: '惠农贷',
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farmerName: '刘超',
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borrowerName: '刘超',
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borrowerIdNumber: '511***********3017',
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assetType: '牛',
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applicationQuantity: '10头',
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amount: 100000.00,
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status: 'pending_review',
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type: 'personal',
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term: 12,
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interestRate: 3.90,
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phone: '13800138000',
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purpose: '养殖贷款',
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remark: '申请资金用于购买牛只扩大养殖规模',
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applicationTime: new Date('2024-03-25 12:37:03'),
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applicantId: adminUser.id
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},
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{
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applicationNumber: '20240229110801968',
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productName: '中国工商银行扎旗支行"畜禽活体抵押"',
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farmerName: '刘超',
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borrowerName: '刘超',
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borrowerIdNumber: '511***********3017',
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assetType: '牛',
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applicationQuantity: '10头',
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amount: 100000.00,
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status: 'verification_pending',
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type: 'mortgage',
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term: 24,
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interestRate: 4.20,
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phone: '13900139000',
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purpose: '养殖贷款',
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remark: '以畜禽活体作为抵押物申请贷款',
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applicationTime: new Date('2024-02-29 11:08:01'),
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applicantId: adminUser.id,
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approvedBy: adminUser.id,
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approvedTime: new Date('2024-03-01 10:15:00')
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},
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{
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applicationNumber: '20240229105806431',
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productName: '惠农贷',
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farmerName: '刘超',
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borrowerName: '刘超',
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borrowerIdNumber: '511***********3017',
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assetType: '牛',
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applicationQuantity: '10头',
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amount: 100000.00,
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status: 'pending_binding',
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type: 'personal',
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term: 18,
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interestRate: 3.75,
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phone: '13700137000',
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purpose: '养殖贷款',
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remark: '待绑定相关资产信息',
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applicationTime: new Date('2024-02-29 10:58:06'),
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applicantId: adminUser.id
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},
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{
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applicationNumber: '20240315085642123',
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productName: '农商银行养殖贷',
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farmerName: '张伟',
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borrowerName: '张伟',
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borrowerIdNumber: '621***********2156',
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assetType: '猪',
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applicationQuantity: '50头',
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amount: 250000.00,
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status: 'approved',
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type: 'business',
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term: 36,
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interestRate: 4.50,
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phone: '13600136000',
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purpose: '扩大养猪规模',
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remark: '已审核通过，准备放款',
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applicationTime: new Date('2024-03-15 08:56:42'),
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applicantId: adminUser.id,
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approvedBy: adminUser.id,
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approvedTime: new Date('2024-03-16 14:20:00')
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},
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{
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applicationNumber: '20240310142355789',
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productName: '建设银行农户小额贷款',
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farmerName: '李明',
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borrowerName: '李明',
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borrowerIdNumber: '371***********4578',
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assetType: '羊',
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applicationQuantity: '30只',
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amount: 80000.00,
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status: 'rejected',
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type: 'personal',
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term: 12,
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interestRate: 4.10,
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phone: '13500135000',
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purpose: '养羊创业',
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remark: '资质不符合要求，已拒绝',
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applicationTime: new Date('2024-03-10 14:23:55'),
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applicantId: adminUser.id,
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rejectedBy: adminUser.id,
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rejectedTime: new Date('2024-03-11 09:30:00'),
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rejectionReason: '申请人征信记录不良，不符合放款条件'
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}
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];
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// 批量创建申请
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const createdApplications = await LoanApplication.bulkCreate(applications);
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console.log(`✅ 成功创建${createdApplications.length}个贷款申请`);
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// 为每个申请创建审核记录
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const auditRecords = [];
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// 第一个申请：只有提交记录
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auditRecords.push({
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applicationId: createdApplications[0].id,
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action: 'submit',
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auditor: '刘超',
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auditorId: adminUser.id,
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comment: '提交申请',
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auditTime: new Date('2024-03-25 12:37:03'),
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newStatus: 'pending_review'
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});
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// 第二个申请：提交 + 审核通过
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auditRecords.push(
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{
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applicationId: createdApplications[1].id,
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action: 'submit',
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auditor: '刘超',
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auditorId: adminUser.id,
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comment: '提交申请',
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auditTime: new Date('2024-02-29 11:08:01'),
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newStatus: 'pending_review'
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},
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{
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applicationId: createdApplications[1].id,
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action: 'approve',
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auditor: '王经理',
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auditorId: adminUser.id,
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comment: '资料齐全，符合条件，同意放款',
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auditTime: new Date('2024-03-01 10:15:00'),
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previousStatus: 'pending_review',
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newStatus: 'verification_pending'
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}
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);
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// 第三个申请：只有提交记录
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auditRecords.push({
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applicationId: createdApplications[2].id,
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action: 'submit',
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auditor: '刘超',
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auditorId: adminUser.id,
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comment: '提交申请',
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auditTime: new Date('2024-02-29 10:58:06'),
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newStatus: 'pending_review'
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});
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// 第四个申请：提交 + 审核通过
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auditRecords.push(
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{
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applicationId: createdApplications[3].id,
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action: 'submit',
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auditor: '张伟',
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auditorId: adminUser.id,
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comment: '提交申请',
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auditTime: new Date('2024-03-15 08:56:42'),
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newStatus: 'pending_review'
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},
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{
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applicationId: createdApplications[3].id,
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action: 'approve',
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auditor: '李总监',
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auditorId: adminUser.id,
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comment: '经营状况良好，养殖经验丰富，批准贷款',
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auditTime: new Date('2024-03-16 14:20:00'),
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previousStatus: 'pending_review',
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newStatus: 'approved'
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}
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);
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// 第五个申请：提交 + 审核拒绝
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auditRecords.push(
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{
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applicationId: createdApplications[4].id,
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action: 'submit',
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auditor: '李明',
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auditorId: adminUser.id,
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comment: '提交申请',
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auditTime: new Date('2024-03-10 14:23:55'),
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newStatus: 'pending_review'
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},
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{
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applicationId: createdApplications[4].id,
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action: 'reject',
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auditor: '风控部门',
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auditorId: adminUser.id,
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comment: '申请人征信记录不良，不符合放款条件',
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auditTime: new Date('2024-03-11 09:30:00'),
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previousStatus: 'pending_review',
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newStatus: 'rejected'
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}
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);
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// 批量创建审核记录
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await AuditRecord.bulkCreate(auditRecords);
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console.log(`✅ 成功创建${auditRecords.length}条审核记录`);
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console.log('\n📊 贷款申请数据统计：');
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console.log('- 待初审：1个申请');
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console.log('- 核验待放款：1个申请');
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console.log('- 待绑定：1个申请');
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console.log('- 已通过：1个申请');
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console.log('- 已拒绝：1个申请');
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console.log('- 总申请金额：630,000.00元');
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console.log('\n🎉 贷款申请测试数据添加完成！');
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} catch (error) {
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console.error('❌ 添加贷款申请测试数据失败:', error);
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throw error;
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}
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}
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// 如果直接运行此文件
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if (require.main === module) {
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seedLoanApplications()
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.then(() => {
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console.log('✅ 脚本执行完成');
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process.exit(0);
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})
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.catch((error) => {
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console.error('❌ 脚本执行失败:', error);
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process.exit(1);
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});
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}
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module.exports = seedLoanApplications;
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