修改小程序，前端，官网跳转路径

bank-backend/controllers/loanProductController.js

@@ -201,7 +201,7 @@ const createLoanProduct = async (req, res) => {
     }
 
     // 检查用户信息
-    if (!req.user || !req.user.userId) {
+    if (!req.user || !req.user.id) {
       return res.status(401).json({
         success: false,
         message: '用户信息无效'
@@ -222,8 +222,8 @@ const createLoanProduct = async (req, res) => {
       riskLevel,
       minLoanAmount: minLoanAmount ? parseFloat(minLoanAmount) : null,
       maxLoanAmount: maxLoanAmount ? parseFloat(maxLoanAmount) : null,
-      createdBy: req.user.userId,
-      updatedBy: req.user.userId
+      createdBy: req.user.id,
+      updatedBy: req.user.id
     });
 
     // 获取创建后的完整信息
@@ -313,7 +313,7 @@ const updateLoanProduct = async (req, res) => {
       }
     });
 
-    product.updatedBy = req.user.userId;
+    product.updatedBy = req.user.id;
     await product.save();
 
     // 获取更新后的完整信息
@@ -440,7 +440,7 @@ const batchUpdateStatus = async (req, res) => {
     await LoanProduct.update(
       { 
         onSaleStatus,
-        updatedBy: req.user.userId
+        updatedBy: req.user.id
       },
       { 
         where: { id: { [Op.in]: ids } }