/** * 贷款申请测试数据脚本 * @file seed-loan-applications.js * @description 为银行系统添加贷款申请测试数据 */ const { sequelize, LoanApplication, AuditRecord, User } = require('../models'); async function seedLoanApplications() { try { console.log('开始添加贷款申请测试数据...'); // 获取admin用户（作为申请人和审核人） const adminUser = await User.findOne({ where: { username: 'admin' } }); if (!adminUser) { console.log('❌ 未找到admin用户，请先创建用户'); return; } // 清空现有数据 await AuditRecord.destroy({ where: {} }); await LoanApplication.destroy({ where: {} }); console.log('✅ 清空现有贷款申请数据'); // 创建贷款申请测试数据（参考前端页面的模拟数据） const applications = [ { applicationNumber: '20240325123703784', productName: '惠农贷', farmerName: '刘超', borrowerName: '刘超', borrowerIdNumber: '511***********3017', assetType: '牛', applicationQuantity: '10头', amount: 100000.00, status: 'pending_review', type: 'personal', term: 12, interestRate: 3.90, phone: '13800138000', purpose: '养殖贷款', remark: '申请资金用于购买牛只扩大养殖规模', applicationTime: new Date('2024-03-25 12:37:03'), applicantId: adminUser.id }, { applicationNumber: '20240229110801968', productName: '中国工商银行扎旗支行"畜禽活体抵押"', farmerName: '刘超', borrowerName: '刘超', borrowerIdNumber: '511***********3017', assetType: '牛', applicationQuantity: '10头', amount: 100000.00, status: 'verification_pending', type: 'mortgage', term: 24, interestRate: 4.20, phone: '13900139000', purpose: '养殖贷款', remark: '以畜禽活体作为抵押物申请贷款', applicationTime: new Date('2024-02-29 11:08:01'), applicantId: adminUser.id, approvedBy: adminUser.id, approvedTime: new Date('2024-03-01 10:15:00') }, { applicationNumber: '20240229105806431', productName: '惠农贷', farmerName: '刘超', borrowerName: '刘超', borrowerIdNumber: '511***********3017', assetType: '牛', applicationQuantity: '10头', amount: 100000.00, status: 'pending_binding', type: 'personal', term: 18, interestRate: 3.75, phone: '13700137000', purpose: '养殖贷款', remark: '待绑定相关资产信息', applicationTime: new Date('2024-02-29 10:58:06'), applicantId: adminUser.id }, { applicationNumber: '20240315085642123', productName: '农商银行养殖贷', farmerName: '张伟', borrowerName: '张伟', borrowerIdNumber: '621***********2156', assetType: '猪', applicationQuantity: '50头', amount: 250000.00, status: 'approved', type: 'business', term: 36, interestRate: 4.50, phone: '13600136000', purpose: '扩大养猪规模', remark: '已审核通过，准备放款', applicationTime: new Date('2024-03-15 08:56:42'), applicantId: adminUser.id, approvedBy: adminUser.id, approvedTime: new Date('2024-03-16 14:20:00') }, { applicationNumber: '20240310142355789', productName: '建设银行农户小额贷款', farmerName: '李明', borrowerName: '李明', borrowerIdNumber: '371***********4578', assetType: '羊', applicationQuantity: '30只', amount: 80000.00, status: 'rejected', type: 'personal', term: 12, interestRate: 4.10, phone: '13500135000', purpose: '养羊创业', remark: '资质不符合要求，已拒绝', applicationTime: new Date('2024-03-10 14:23:55'), applicantId: adminUser.id, rejectedBy: adminUser.id, rejectedTime: new Date('2024-03-11 09:30:00'), rejectionReason: '申请人征信记录不良，不符合放款条件' } ]; // 批量创建申请 const createdApplications = await LoanApplication.bulkCreate(applications); console.log(`✅ 成功创建${createdApplications.length}个贷款申请`); // 为每个申请创建审核记录 const auditRecords = []; // 第一个申请：只有提交记录 auditRecords.push({ applicationId: createdApplications[0].id, action: 'submit', auditor: '刘超', auditorId: adminUser.id, comment: '提交申请', auditTime: new Date('2024-03-25 12:37:03'), newStatus: 'pending_review' }); // 第二个申请：提交 + 审核通过 auditRecords.push( { applicationId: createdApplications[1].id, action: 'submit', auditor: '刘超', auditorId: adminUser.id, comment: '提交申请', auditTime: new Date('2024-02-29 11:08:01'), newStatus: 'pending_review' }, { applicationId: createdApplications[1].id, action: 'approve', auditor: '王经理', auditorId: adminUser.id, comment: '资料齐全，符合条件，同意放款', auditTime: new Date('2024-03-01 10:15:00'), previousStatus: 'pending_review', newStatus: 'verification_pending' } ); // 第三个申请：只有提交记录 auditRecords.push({ applicationId: createdApplications[2].id, action: 'submit', auditor: '刘超', auditorId: adminUser.id, comment: '提交申请', auditTime: new Date('2024-02-29 10:58:06'), newStatus: 'pending_review' }); // 第四个申请：提交 + 审核通过 auditRecords.push( { applicationId: createdApplications[3].id, action: 'submit', auditor: '张伟', auditorId: adminUser.id, comment: '提交申请', auditTime: new Date('2024-03-15 08:56:42'), newStatus: 'pending_review' }, { applicationId: createdApplications[3].id, action: 'approve', auditor: '李总监', auditorId: adminUser.id, comment: '经营状况良好，养殖经验丰富，批准贷款', auditTime: new Date('2024-03-16 14:20:00'), previousStatus: 'pending_review', newStatus: 'approved' } ); // 第五个申请：提交 + 审核拒绝 auditRecords.push( { applicationId: createdApplications[4].id, action: 'submit', auditor: '李明', auditorId: adminUser.id, comment: '提交申请', auditTime: new Date('2024-03-10 14:23:55'), newStatus: 'pending_review' }, { applicationId: createdApplications[4].id, action: 'reject', auditor: '风控部门', auditorId: adminUser.id, comment: '申请人征信记录不良，不符合放款条件', auditTime: new Date('2024-03-11 09:30:00'), previousStatus: 'pending_review', newStatus: 'rejected' } ); // 批量创建审核记录 await AuditRecord.bulkCreate(auditRecords); console.log(`✅ 成功创建${auditRecords.length}条审核记录`); console.log('\n📊 贷款申请数据统计：'); console.log('- 待初审：1个申请'); console.log('- 核验待放款：1个申请'); console.log('- 待绑定：1个申请'); console.log('- 已通过：1个申请'); console.log('- 已拒绝：1个申请'); console.log('- 总申请金额：630,000.00元'); console.log('\n🎉 贷款申请测试数据添加完成！'); } catch (error) { console.error('❌ 添加贷款申请测试数据失败:', error); throw error; } } // 如果直接运行此文件 if (require.main === module) { seedLoanApplications() .then(() => { console.log('✅ 脚本执行完成'); process.exit(0); }) .catch((error) => { console.error('❌ 脚本执行失败:', error); process.exit(1); }); } module.exports = seedLoanApplications;